Gieco insurance rate?

Im 20 yrs. Aged and that I work and am the full-time scholar but don't seem to create enough for health insurance  and that I got leg problems. How can I OBTAIN GOV. ASSISTANCE?.What could be my best approach??
Im next to work on tear on my vehicle and to save wear and hoping to get someone to use to ride back. The ninja's are i dont and very cheep carry on the hwy easy. Im only 18 and have a clean document. Howmuch do you buy in  insurance  ?
If an unlicensed driver drove can car  insurance  protect me